Lendly logo

Conquering Clutter
and Crowd to Launch
a DTC Brand

Lendly Phone


Direct to Consumer Product Launch

Lendly had identified an ownable niche, extending loans to employees with at least six months tenure at their current employer — despite their credit history. The resulting payments would then be deducted directly from their paychecks. While in theory, this unique underwriting model would seem compelling to workers with poor credit histories, a new challenge emerged: How does Lendly reach this audience efficiently, conveying both this specific product benefit and trust in a new, unknown brand — especially given the noise in the marketplace and the sheer number of (less scrupulous) payday loan providers?

Lendly Mid

return on ad spend


million in sales


more loan applications than goal


more loans fulfilled than goal

Lendly Tablet

Our Approach

Turning to DRUM for help, Lendly empowered us to craft the go-to-market strategy, forecast the required investment and return, create the advertising content, develop the technological infrastructure necessary to attribute loans fulfilled back to marketing efforts, implement the Salesforce Marketing Cloud, and finally, plan and launch all of the media.

Through an advanced social strategy, DRUM diagnosed, reached and converted thousands of customers immediately, despite the handicap of extremely restrictive targeting parameters — consisting of no more than a dozen companies in any given state, of which we could only roll out one at a time. We began by creating highly personalized messaging crafted around a number of demographic, psychographic and firmographic attributes, delivered through social and programmatic advertising. This approach allowed us to triangulate employer, location and dwell time, as well as credit score range, age, gender and HHI to determine who best to reach and how best to reach them — be it through direct response creative with a firm CTA, or through a branding video that creates trust.

Lendly Laptop

The Results

In order to identify what incentivized conversion (versus what prevented it), we created funnel reports by state and by company, thus enabling rapid-fire refinement of both our media targeting and onsite experiences. We also used this intel to refine our dynamic creative deployment to tailor messaging to each prospect. Perhaps best of all, we created a lead scoring algorithm that coalesced user-specific and company-specific data points to understand not only the prospects themselves, but also the companies that were fertile for program expansion.

Now that Lendly has fulfilled well over $100 million in loans and recently expanded their presence to a tenth state, we are evolving our relationship from launch partner to growth partner. DRUM has also layered on a successful direct mail program to help with acquisition, an email/eCRM program focused on conversion and retention, and an ambassador program that has reduced the media investment necessary to continue scaling loan volume.

Additional Work

Lendly Video 1


Lendly Video 2

How to apply

Lendly Video 3

Sign up for the waitlist

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Lead Generation

Interested in what DRUM can do for you?

Let's Talk

Todd Silverstein

Chief Growth Officer